guarded optimism
Guarded optimism. I guess that's what I'd call it. V has a game plan. It doesn't require me to file ch. 7. But she probably will. That seems so drastic. On the other hand, she needs something drastic to feel like she's moving forward with her life. After all the comments last week, (you're so negative, I don't know if we'll make it, etc.) I'm not in a place to damage my credit in that way. So the deal would be that she'd take classes, I'd refinance the house and she'd still live there.
posted by matt @ 6:09 AM
1 Comments:
It's likely that she can't file for bankruptcy without it effecting you. First of all, since you're married many of your debts are in common and creditors can come after you for her debts. Second of all, Congress just changed the bankruptcy laws to make it far more difficult to file for bankruptcy.
Divorce her selfish psychotic ass, then she can file for bankruptcy and not have it effect your credit. The important points here are to set up a firm parenting plan for your daughter, and for you to build a life where you're not supporting her financially or emotionally. She abandoned your marriage a long time ago, she just didn't know how to say it and didn't really want to since you're her financial and emotional back-up plan.
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